FTMO Review 2025
Payout tested 6h 12mThe reference point every other prop firm is measured against. A decade of continuous payouts, audited accounts and a real risk desk.
FTMO is the safest place to prove yourself — if you can pass, everything else feels easy.
We ran the €155 10k Challenge from Dubai: 10% Phase 1 target, 5% Phase 2, 5% daily / 10% max loss, no time limit. The evaluation is genuinely demanding — most estimates put full pass rates under 10% — but rules are transparent and the consistency expectations are softer than newer rivals. Our funded payout landed in 6h 12m via Rise.
FTMO survived the 2024 industry shake-out without missing payouts — the single strongest trust signal in prop trading. Fee refunded with first payout, free repeat if Phase 1 ends profitable, scaling adds 25% every four profitable months up to $400k at 90/10.
Pros
6 VERIFIED- Longest continuous payout track record (since 2015)
- Free repeat if Phase 1 ends profitable
- Refundable fee with first payout
- Real risk desk, coaches and trader analytics
- No time limit on either phase
- 6h 12m payout in our Dubai test
Cons
4 NOTED- 10% Phase 1 target is a real filter — pass rates are low
- No instant-funding option
- Stricter consistency expectations than newer rivals
- €155 entry is above budget rivals
Challenge Rules • As Tested
PASSED IN OUR LAB| Rule | Phase 1 | Phase 2 | Funded |
|---|---|---|---|
| Profit Target | 10% | 5% | None |
| Max Daily Loss | 5% | 5% | 5% |
| Max Total Loss | 10% | 10% | 10% |
| Time Limit | None (removed 2022) | None (removed 2022) | — |
Payout Test • Dubai Lab
Funded account • 12-28 Feb 2025FAQ • Traders Ask
6 QUESTIONS • LAB VERIFIEDTrust Breakdown93 TOTAL
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The industry benchmark — strictest process, longest payout record. Payout timed at 6h 12m in our lab.
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FTMO Specs
Prop trading challenges are skill assessments with non-trivial failure rates — most participants do not pass, and fees on failed attempts are not recoverable (fee refunds apply only after a successful funded payout). Funded accounts are simulated capital under an agreement with FTMO; you trade the firm's rules, not a brokerage account. Past lab results (challenge passed, payout in 6h 12m) do not guarantee your outcome. WizeGorilla earns a commission when you sign up via our link — it funds our testing and never changes a firm's score. Not financial advice.